Not raising the fees for the first time in 12 years puts money back in people's pockets, ministers say.
The viral infection is rare and the risk to the public remains very low, experts say.
The Policy Exchange think tank wants local NHS to have more power and questions rise in national managers.
Other groups have reported higher protection, but the results are still seen as a triumph.
A question everyone's asking: what's my Covid risk? Here's how to find out.
Borrowing - which hit a record £22.3bn in October - cannot go on indefinitely, chancellor says.